- Joint European Central Bank – Nationale Bank van België/Banque Nationale de Belgique conference
Crossing the chasm to the retail payments of tomorrow
Tuesday, 26 and Wednesday, 27 November 2019, Brussels
The conference will be the sixth in the series of high-profile retail payments conferences organised jointly by the ECB and a national central bank. This time the conference is co-hosted with the Nationale Bank van België/Banque Nationale de Belgique. Discussions over the one and a half days will revolve around the highly topical issues of transformative trends and possible disruptions in the retail payments space, as well as their potential impact.
Highlights from the conference
Programme
- 8:00
- Registration and coffee
- 9:00
-
Welcome address
Pierre Wunsch, Governor of the Nationale Bank van België/Banque Nationale de Belgique
Introductory speech
Benoît Cœuré, Member of the Executive Board, European Central Bank
Video message
Valdis Dombrovskis, Vice-President, European Commission
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Theme I – Transformative trends in retail payments
- 9:45
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Panel discussion: Innovations and changing customer behaviour, remodelling retail payment practices
Chair: Jean Hilgers, Director, Nationale Bank van België/Banque Nationale de Belgique
- Dirk Schrade, Deputy Director General, Payments and Settlement Systems, Deutsche Bundesbank
- Ivo Mechels, Executive Director, Test-Achats/Test-Aankoop
- Javier Santamaría, Chair, European Payments Council
- Geoffroy Goffinet, Deputy Director of Authorisations, Licensing and Regulation Directorate, Autorité de Contrôle Prudentiel et de Résolution
- Damien Dion, Business Development Payments & Partnerships Director for Europe Middle East & Africa, Fitbit
- 10:45
- Coffee break
- 11:15
-
Keynote speech: Innovations in retail payments – past, present and future
Luiz Awazu Pereira da Silva, Deputy General Manager, Bank for International Settlements
- 11:45
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Panel discussion: Instant payments and payment initiation services: new opportunities
Chair: Ulrich Bindseil, Director-General Market Infrastructure and Payments, European Central Bank
- Tuomas Välimäki, Member of the Board, Suomen Pankki – Finlands Bank
- Mario Nava, Director, Directorate-General for Financial Stability, Financial Services and Capital Markets Union, European Commission
- Ivo De Meersman, General Manager Payments & Cards Belgium, KBC Bank & Verzekering
- Fernando Rodríguez Ferrer, Business Development Director, Bizum
- Arturo González Mac Dowell, President and Chief Executive Officer, Eurobits Technologies
- 12:45
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Lunch
- 14:00
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Academic session: A changing retail payments ecosystem – current trends and envisaged impact
- Nicole Jonker, Carin van der Cruijsen et al (De Nederlandsche Bank):
“The impact of PSD2 on the functioning of the retail payments market” - Florian Misch et al (International Monetary Fund):
“The diffusion of innovation in the payments market. Insights from Swish”
Chair: Eric Ducoulombier, Head of Unit, Directorate-General for Financial Stability, Financial Services and Capital Markets Union, European Commission
Discussant: Julien Lasalle, Head of Oversight of Payment Instruments
- Nicole Jonker, Carin van der Cruijsen et al (De Nederlandsche Bank):
- 15:00
-
Coffee break
-
Theme II – Winds of disruption in retail payments
- 15:30
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Panel discussion: How does technology change the market for payment services?
Chair: Fiona van Echelpoel, Deputy Director-General Market Infrastructure and Payments, European Central Bank
- Rita Lourenço, General Manager, Head of Payments & Acquiring Business, Millennium bcp
- Philipp Sandner, Head of Frankfurt School Blockchain Center, Frankfurt School of Finance & Management
- Flora Coleman, Head of Government Relations Department, TransferWise
- Jörn-Jakob Röber, Head of Public Affairs, Trustly
- Markus Gunter, Managing Director, N26 Bank
- 16:30
-
Academic session: Drivers of possible disruption
- Andrea Pinna et al (European Central Bank):
“In search for stability in crypto-assets. Are stable coins the solution?” - Helmut Stix (Oesterreichische Nationalbank):
“Ownership and purchase intention of crypto-assets”
Chair: Carlos Conesa, Associate Director General, Financial Innovation and Market Infrastructures, Banco de España
Discussant: Francesco Papadia, Senior Fellow, Bruegel
- Andrea Pinna et al (European Central Bank):
- 17:30
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End of Day 1
- 19:00
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Dinner - by invitation only
- 8:30
- Registration and coffee
- 9:00
-
Keynote speech: A take on the future
Key Pousttchi, SAP Professor of Business Informatics and Digitalisation, University of Potsdam
- 9:30
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Panel discussion: Digitalisation and cyber security: friend or foe?
Chair: Tim Hermans, Director, Nationale Bank van België/Banque Nationale de Belgique
- Nathalie Tuxen, Head of Payments Systems, Danmarks Nationalbank
- Javier Pérez-Tasso, Chief Executive Officer, SWIFT
- Bill Trent, Managing Director, Clients & Markets, Context
- Morten Bech, Head of Secretariat, Committee on Payments and Market Infrastructures, Bank for International Settlements
- 10:30
- Coffee break
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Theme III – The role for central banks and regulators
- 11:00
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Keynote speech: Money, payments and digitalisation
Cecilia Skingsley, First Deputy Governor, Sveriges Riksbank
- 11:30
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Academic session: Potential role for public authorities
- László Kajdi et al (Magyar Nemzeti Bank):
“Instant payments in Hungary. The central bank’s role in its development” - Tanai Khiaonarong et al (International Monetary Fund):
“Fintech and payments regulation: Analytical framework”
Chair: Maria Tereza Cavaco, Deputy Head of Department, Banco de Portugal
Discussant: Alexandre Stervinou, Member of Secretariat, Financial Stability Board
- László Kajdi et al (Magyar Nemzeti Bank):
- 12:30
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Concluding remarks
Please note that this programme may be subject to change without notice.
A photographer will be present at the event taking photographs for our internet/intranet webpage. If you prefer not to have your photograph taken, please approach the photographer directly. The event may be filmed and the video recording, or parts of it, may be published on the internet/intranet.